Stax Lending 

Stax offers merchants a new way to help customers access funds to grow their business.


Merchants who have been in business for at least six months, have a credit score of 550 or better, and have at least $10k in monthly revenue, can now easily apply for capital without ever having to leave the Stax app.

To get started with the pre-qualification process, click on the widget located at the top right of the dashboard, or visit the Apps Marketplace on the left navigation bar and access Lending.  


Why access lending through Stax?

Getting a loan can be stressful! By applying for lending through Stax, merchants will have access to multiple lending options – letting the business owner select the best funding option - ranging from line of credit to equipment loans or purchase inventory. Upon approval, the owner can get the funds in their business bank account in as little as 24 hours. 

Get the funds you need to grow your business today! How it works:

Apply from the Stax Pay app, go through the following steps and receive a pre-approval in less than 15 minutes. 

  • Pre-qualification - Applicants answer high-level business questions and receive an estimated pre-qualification. No credit pulls or data validations occur.
  • Capital Application - Applicants are guided through the data collection and document upload process. 
  • Application Signature - Each owner will be prompted to sign the application form and the platform’s terms and conditions before submission.  A personal soft credit will be pulled. 
  • Bank Verification - Applicants can connect their business bank account via Plaid or upload bank statements. 
  • Submission - Applicants can finalize their application and receive an email confirmation upon submission.

After the application has been submitted, the business owner will receive a call from a Funding Advisor to review the application to pair owners with the best credit products for their business goals. 

The best part? Applying is free, there is no obligation, and it will not impact your credit score. Log in, and you can get funds in as little as 24 hours.


Speak with a Funding Advisor: (737) 255-9559

Hours: 9 AM - 5 PM - CST, Monday-Friday 

Email Support: