What are Stax's fees?

Stax is a flat-rate payment technology company that allows businesses to pay a small subscription fee in return for access to wholesale processing costs. This pricing model can save merchants up to 40% on processing fees over traditional pricing plans.

Plans & Pricing

Check out Stax's pricing here - processing over $1 million annually? Contact one of our consultants here to learn more about our enterprise pricing.


Also known as the wholesale cost of processing, interchange comes from card-issuing banks and the card brands (Visa, MasterCard, Disc, & Amex) and is a cost that all merchants will have to pay, regardless of their processor. The difference between Stax and other processors is we don't add a fee percentage on top of interchange, only our low subscription. This limits how much markup you pay compared to other processors.  

Interchange pricing is specific to how an individual merchant takes payments, their merchant category code, and the types of cards being used. Rates are published regularly by the card brands and dictate all rates for accepting credit cards. 


Please see the associated articles below for more information on these topics:

Merchant Services 101

What is Interchange and How Does It Work?

How to lower Interchange Fees