Will I be able to accept HSA or FSA from my customers?

Yes, for the following eligible MCC codes. An HSA/FSA card’s particular plan will define a list of eligible Merchant Category Codes (assigned to your business account, set by the card associations). These merchant categories are defined by health care providers because the services they offer are strictly health care related. MCC examples are below:

  • 5975 – Hearing Aids-Sales, Service, Supply Stores
  • 4119 – Ambulance Services (Dependent on Plan Administrator)
  • 5976 – Orthopedic Goods-Artificial Limb Stores
  • 7277 – Debt, Marriage, Personal-Counseling Service (Dependent on Plan Administrator)
  • 8011 – Doctors-not elsewhere classified
  • 8021 – Dentists, Orthodontists
  • 8031 – Osteopathic Physicians
  • 8041 – Chiropractors
  • 8042 – Optometrists, Ophthalmologists
  • 8043 – Opticians, Optical Goods, and Eyeglasses
  • 8049 – Chiropodists, Podiatrists
  • 8050 – Nursing and Personal Care Facilities
  • 8062 – Hospitals
  • 8071 – Dental and Medical Laboratories
  • 8099 – Health Practitioners, Medical Services-not elsewhere classified